Auto Insurance
At Merchan & Son Brokerage, we focus on providing reliable auto insurance coverage that meets the financial responsibility requirements of New York State—at the most competitive rates. Our policies include protection for medical expenses, property damage, and liability in the event of a lawsuit resulting from an accident, including those involving uninsured drivers.
You can also opt for additional coverage to protect your vehicle against physical damage caused by at-fault accidents, vandalism, fire, theft, and more.
Homeowners Insurance
Homeowners insurance protects your home, personal belongings, and financial future from unexpected events such as fire, theft, vandalism, and certain natural disasters. It also provides liability coverage in case someone is injured on your property.
At Merchan & Son Brokerage, we offer personalized homeowners insurance solutions to fit your unique needs and budget. Whether you’re buying your first home or looking to upgrade your current coverage, we’ll help you secure the protection and peace of mind you deserve.
Life Insurance
Life insurance is a vital part of financial planning, providing security and peace of mind for you and your loved ones. It helps ensure your family is financially protected in the event of your passing by covering expenses such as funeral costs, debts, and ongoing living expenses.
At Merchan & Son Brokerage, we offer a range of life insurance options, including term life, whole life, and universal life—tailored to fit your goals, lifestyle, and budget. Let us help you create a plan that protects what matters most.
Condo, Co-op & Rental Insurance
Protect your home and belongings—whether you own a condo, live in a co-op, or rent an apartment. At Merchan & Son Brokerage, we offer tailored insurance solutions to meet the unique needs of condo owners, co-op residents, and tenants.
Our policies cover personal property, liability protection, additional living expenses due to covered losses, and improvements or upgrades made to your unit. We help ensure you’re protected from unexpected events like fire, theft, or water damage—at rates that fit your budget.